01 OVERVIEW

May, in one breath.

Your financial snapshot for the month so far.

Net worth

29.810,23 €

+4.2 % since last month

May income

0,00 €

+450.00 freelance

May expenses

1.170,67 €

-25,43 % vs. April

Portfolio

12.198,10 €

+8.3 % all-time

Recent transactions

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Rent May

6. Mai · Rent

-950,00 €

Rewe weekly shop

5. Mai · Groceries

-82,40 €

Spotify

4. Mai · Subscriptions

-14,99 €

Dinner Zur Letzten

4. Mai · Dining

-28,50 €

BVG monthly ticket

3. Mai · Transport

-44,00 €

ChatGPT Plus

2. Mai · Subscriptions

-17,99 €

Notion

1. Mai · Subscriptions

-12,99 €

Lunch Olio & Farina

1. Mai · Dining

-19,80 €

Accounts

Main account

N26

3.842,15 €

Savings

DKB

12.500,00 €

Crypto wallet

Coinbase

4.127,88 €

Brokerage

Trade Republic

9.340,20 €

AI insights

Grocery spend up 18% vs. April

You spent 143.60 EUR on groceries in May so far, compared to 168.40 EUR in all of April. At this pace you'll exceed April by around 18%. Consider planning a weekly shop to keep this in check.

Savings rate looks healthy.

You've put aside 300 EUR into savings and investments this month — that's 8.5% of your net income. A strong habit for your 3-month emergency fund target.

3 overlapping subscriptions found

Spotify, Notion, and ChatGPT Plus total 45.97 EUR/month. Some of these may overlap — for example, Notion AI could replace some ChatGPT use cases. Worth reviewing.

Your crypto allocation is 13.7% of net worth

BTC and ETH together are now worth 6,110 EUR — 13.7% of your tracked net worth. If you've set a 10% target, consider rebalancing after BTC's recent 8% run-up.